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Public Service Loan Forgiveness (PSLF) Powered by

Whether you have student loans now or might have them in the future, we know that many caregivers are impacted by the financial strains that come with earning higher education. Service within the Providence family of organizations may qualify you for Public Service Loan Forgiveness.

PSLF is a federal program for Direct Student Loans. It forgives the remaining loan balance of borrowers who make 120 qualifying monthly payments under a qualifying payment plan while working full-time for a qualifying employer such as a 501(c)(3) not-for-profit organization.

Eligibility Requirements:

To qualify for PSLF, individuals must:

  • Be employed by a U.S. federal, state, local, or tribal government or qualifying not-for-profit organization (federal service includes U.S. military service)
    • Employment within the Providence family of organizations qualifies
  • Work full-time for that agency or organization (full-time employment is working for a qualifying employer(s) for a weekly average, alone or when combined, equal to at least 30 hours)
  • Have Direct Loans (or consolidate other federal student loans into a Direct Loan)
  • Repay your loans under an income-driven repayment plan (this includes the new Saving on a Valuable Education SAVE Plan which replaces the existing Revised Pay As You Earn Repayment Plan REPAYE which can help borrowers get lower payments) or under a 10-year Standard Repayment Plan
  • Make a total of 120 qualifying monthly payments that need not be consecutive

Digital PSLF Form: Request an email invitation to register with by entering your work email address. Once you are signed into your account, please click on the PSLF tile on the main page and then click Start form. After you click “start form” on the PSLF dashboard page, you will need to select your employer. Your employer’s name and Federal Employer Identification Number (FEIN) can be found on your W-2. Once your form has been processed, it will be submitted to the PSLF loan servicer. You will receive an email notification after each step is completed.

Please note: If you have transferred roles within the Providence family of organizations, you may have more than one employer. Be sure to check your W-2s for this information. You will be required to complete a PSLF form(s) for each individual employer within the Providence family of organizations. If you cannot locate this information, call 888-687-3753 or open an HR case/ticket under Contact HR under the Quick links section on the Caregiver Service Portal.

Apply Here
To Register: Request an email invitation to participate by entering your work email address.

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