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Financial Resources
Medical Plan Assistance Program (MPAP)
The Medical Plan Assistance Program provides medical coverage with no premiums or reduced premiums to many eligible caregivers, based on family size and household income. If you have already been approved through Optum for MPAP assistance for 2023, that assistance will continue and you do not need to reapply. If you were previously denied for MPAP and your family size or income has changed, you can re-apply for MPAP at any time throughout the year.
Learn MoreYou can find out if you qualify by connecting with a personal Brightside Financial Assistant (by phone or secure chat). Any information shared is completely confidential. Contact Brightside at (855) 979-7768, Monday - Friday, 5 a.m.- 5 p.m. PT.
Apply HereHelping Hands
Helping Hands is a special grant program available to provide financial assistance (up to a $2,000 lifetime limit) to full-time or part-time caregivers who are experiencing a crisis that has created an emergency need for financial assistance.
Learn MoreYou can find out if you qualify by connecting with a personal Brightside Financial Assistant (by phone or secure chat). Any information shared is completely confidential. Contact Brightside at (855) 979-7768, Monday - Friday, 5 a.m.- 5 p.m. PT.
Apply HereBrightside Financial Solutions
Eligible caregivers* can connect with a Brightside financial assistant to assist them with:
- Reducing debt and late payments
- Building savings and balancing spending
- Improving your credit score
- Planning for major expenses and retirement
- Spanish bilingual financial assistants are available, and they offer translation services for over 200+ languages
*Eligible caregivers - Any non-represented benefits eligible caregivers whose annual income is $50k or less. Benefits-eligible caregivers covered under a collective bargaining agreement receive this benefit in accordance with the terms of their contract.
Download the Brightside mobile app to register and connect with your Financial Assistant - available for Apple and Android devices.
Learn MoreBack-Up Care
Support for you when school or daycare closes, a nanny cancels, a child has a mild fever, or an elderly relative has an emergency.
Learn MoreChoose Well Discounts
Valuable discounts across a variety of services.
Lyra Work and Life Solutions
Financial services are offered through Lyra:
- Tax Planning
- Financial Planning for: Debt, Budgeting, Retirement, and more…
- Includes Free Financial Consultation
Fidelity
Take some time to focus on their finances with these tools. Work, health, and life events all change how we manage our money, and there is a powerful link between our health and our finances.
Public Service Loan Forgiveness (PSLF)
We have partnered with Tuition.io to guide all caregivers with their student loans. When you sign up for Tuition.io, you will have access to information, tools, and coaches that will help you manage, and, over time, eliminate you student loan debt. Also, if you are the parent of college-bound children, Tuition.io will help you find ways to save and pay for their education.
Learn MoreProvidence Federal Credit Union Caregiver Loan
Providence Federal Credit Union offers a caregiver loan of up to $2,000. To qualify you will need:
- Current Providence employment in good standing for at least 6 months
- Valid photo ID
- No active bankruptcies or judgments
- Automatic payments through payroll deduction or ACH
Interest rates start at 9.99%. Repayment terms from 3 to 12 months.
Learn More